Finance that
proves itself.
Axiomatic makes every layer of finance — from individual transactions to complete financial statements — cryptographically verifiable and confidential. Triple-entry accounting, confidential transfers, and zero-knowledge proofs in one platform.
Free tier available · No credit card required · 14-day trial on paid plans
Built for the future of finance
Garbage in, garbage out — at every layer.
Financial systems fail at every level of the stack. Inputs can be fabricated — fake invoices, manipulated feeds, phantom transactions that nobody can disprove. Processing can be manipulated — silent journal edits, backdated entries, restatements with no trace. Outputs are unverifiable by design — financial statements are claims, not proofs. And when you add opacity for legitimate confidentiality, you lose all accountability. Enron, Wirecard, FTX — the failure wasn't just cooked books. It was that no layer of their financial systems could independently prove itself.
80%
of audit time spent on data gathering, not analysis
$3.1T
in annual reconciliation costs across global finance
0
financial systems where every layer proves itself
The principle
Triple-entry accounting
Double-entry bookkeeping was invented in 1494. For 500 years, every financial system has recorded debits and credits — then asked you to trust the result. Axiomatic adds a third entry: a cryptographic proof that the books are correct. This principle — every action produces a proof alongside its traditional records — is the foundation that powers everything we build.
Entry 1
Debit
The traditional record of value received
Entry 2
Credit
The traditional record of value given
Entry 3
Proof
A cryptographic proof that the statement is correct — anchored onchain
The proof is zero-knowledge: a counterparty, auditor, or regulator can verify your financial statements are correct without seeing a single underlying transaction.
We started with the books. Then we applied the same principle to the transactions themselves.
The verifiable stack
Every layer proves itself
Triple-entry makes the books provable. Axiomatic applies that same principle to every layer of finance — from the transaction itself through the records, the computation, and the final statement. Each layer feeds the next. Each layer is cryptographically verifiable. Each layer is confidential.
Verifiable Transactions
ETH and USDC transfers execute with zero-knowledge proofs that guarantee value conservation and authorization — without revealing amounts or parties. Privacy that doesn't break the proof chain.
Verifiable Records
Every financial event is normalized into a content-addressed, hash-chained format. Same input, same hash, always. No silent edits, no backdating, no deletion.
Verifiable Computation
Books are computed deterministically from records. Journal entries, trial balances, and statements are derived, not compiled. The computation itself is the audit trail.
Verifiable Statements
Zero-knowledge proofs certify that financial statements are correct. Anchored onchain for immutable, third-party verification. Counterparties verify — they don't trust.
Every layer is provable. Every layer is confidential. Every layer is compliant.
Confidential finance
Private payments, provable compliance
Pay a vendor 50,000 USDC. The transfer executes onchain with a zero-knowledge proof that the amount is correct — but the amount, sender, and recipient are all hidden. Receive ETH via a stealth address that only you can detect. The confidential ledger makes every payment private by default and provably correct — with built-in compliance tools for regulated institutions.
Private ETH & USDC Payments
Send and receive ETH, USDC, and other tokens with full privacy on Base and Ethereum. Zero-knowledge proofs guarantee every transfer is correct — amounts, parties, and balances stay hidden onchain.
Compliance Built In
Innocence proofs demonstrate regulatory compliance without revealing transaction details. Viewing key grants give selective access to auditors and regulators — on your terms, with expiry and revocation.
Stealth Addresses
Receive payments without revealing your identity. Senders generate one-time addresses that only you can detect and claim.
Anonymous Relay
Submit transactions without revealing your wallet address. The Axiomatic paymaster sponsors gas and relays your transfer onchain — your identity never touches the chain.
Interledger settlement
Two ledgers. One proof. Zero trust.
Traditional intercompany settlement requires both parties to share ledger data for reconciliation. Axiomatic's counterparty protocol lets two entities agree on shared transactions with cryptographic non-repudiation — without either party revealing their books. Settlement happens onchain. Reconciliation is automatic.
Propose
One entity proposes a transition — a purchase order, fulfillment, or payment settlement. The proposal is content-hashed and signed. Line items, amounts, and terms are encrypted for the counterparty.
Journal entry
DR Inventory / CR Accounts Payable
Accept
The counterparty reviews the proposal against their own books. They accept or reject with their own cryptographic signature. No intermediary. No shared database. Each party's ledger remains private.
Journal entry
DR Accounts Receivable / CR Revenue
Finalize & Settle
Once accepted, either party finalizes. Both ledgers post matching journal entries simultaneously. The settlement proof anchors onchain — immutable, third-party verifiable, and private.
Journal entry
DR Cash / CR Accounts Receivable
Content-hashed & signed
Every transition is tamper-evident
Private by default
Neither party reveals their full ledger
Anchored onchain
Settlement proofs on Base and Ethereum
How it works
From blind trust to end-to-end proof
Payments prove themselves
Send ETH or USDC privately on Base and Ethereum. Zero-knowledge proofs guarantee value conservation and authorization — amounts, parties, and balances stay hidden onchain. A paymaster relay ensures even the sender's address stays anonymous.
Every event becomes a verifiable record
Whether data arrives from transactions, bank feeds, CSVs, APIs, or AI-extracted documents, it's normalized into a deterministic, content-addressed format. Same input, same hash, always.
Books are computed, not compiled
Journal entries, trial balances, and financial statements are derived deterministically from records. The computation itself is the audit trail.
Statements become proofs
Zero-knowledge circuits compile over your financial data to produce cryptographic proofs that your statements are correct — without revealing the underlying transactions.
Counterparties settle, not reconcile
Two entities settle shared transactions through a bilateral protocol — propose, accept, finalize. Each step is content-hashed and cryptographically signed. Both ledgers post matching journal entries simultaneously. Neither party reveals their books.
Product
See it in action
Real product screenshots — not mockups. This is what provable finance looks like.
Financial Reporting
Real-time trial balance with debit, credit, and net balance views across every account. Export to CSV with one click. Every number is deterministically computed from source events.
Zero-Knowledge Proofs
Generate cryptographic proofs for period closes, solvency, and more. Anchor proofs onchain for immutable third-party verification — without revealing the underlying data.
Treasury Management
Unified view across fiat, stablecoins, and crypto. Track balances across bank accounts, wallets, exchanges, and custodians in a single dashboard.
Fund Waterfall Engine
Model capital accounts, commitments, contributions, and distributions for LP/GP structures. Compute NAV and run waterfall calculations with tiered distribution logic.
Features
Everything a financial system should be
A complete accounting platform — plus the cryptographic infrastructure that makes every layer verifiable and confidential.
Accounting Engine
- Multi-book architecture (GAAP, Tax, IFRS, Management)
- Configurable DSL rules engine with versioned rule packs
- Multi-currency with FX rates and period-end revaluation
- Period management with close calendar and approvals
- Financial reports: BS, IS, TB, GL, CF + PDF export
Zero-Knowledge Proofs
- Period Close — full trial balance verification
- Solvency — assets >= liabilities, no data revealed
- NAV — position valuation with FX rates
- Waterfall — per-LP distribution with privacy
- Onchain anchoring on Ethereum and Base
Confidential Transactions
- Private ETH, USDC, and ERC-20 transfers on Base & Ethereum
- Stealth addresses for anonymous receiving
- Viewing key grants for selective auditor access
- Innocence proofs for regulatory compliance
- Paymaster-sponsored relay for sender anonymity
Interledger Settlement
- Propose-Accept-Finalize bilateral transitions
- Content-hashed, cryptographically signed proposals
- Simultaneous journal posting to both ledgers
- Multi-entity consolidation with IC elimination
- Onchain settlement proofs on Base and Ethereum
Finance Modules
- AR/AP with invoicing, bills, aging, and crypto payments
- Treasury with automated bank feeds via Plaid
- Fund admin with waterfall engine and NAV snapshots
- Trust accounting with beneficiaries and distributions
- Bank reconciliation with auto-matching engine
- Payroll with Gusto/ADP sync, calculator, W-2 & 1099
AI Assistant
- Natural language chat with full entity context
- AI-generated posting rules and account mappings
- Document intelligence — upload CSV, PDF, images
- Event classification and auto-categorization
- Anomaly detection with automated daily scans
Immutability & Security
- Hash-chained audit log — every edit is permanently recorded
- No silent backdating, restating, or deletion of entries
- Field-level encryption (AES-256-GCM) with key rotation
- Database-per-tenant isolation
- GDPR: data export, erasure, consent, data residency
Pricing
Start free. Scale without limits.
14-day free trial on all paid plans. No credit card required.
Free
Evaluate the platform
- 1 entity, 1 book
- 100 transactions / month
- Core reporting (BS, IS, TB, GL)
- 2 users
- CSV import
- Counterparty protocol (2 proofs/mo)
Starter
$79/mo billed annually
For SMBs and solo operators
- 2 entities, 3 books each
- 2,000 transactions / month
- 3 users per entity
- AI assistant & PDF export
- Treasury & bank reconciliation
- Payroll with employee registry
- Counterparty protocol (5 proofs/mo)
- Email support
Professional
$279/mo billed annually
For growing companies and small funds
- 10 entities, unlimited books
- 25,000 transactions / month
- 15 users per entity
- Unlimited AI assistant
- Auto-reconciliation engine
- Waterfall engine & trust accounting
- Confidential transactions
- API access (10k calls / day)
- Custom rule packs
- Payroll calculator, Gusto sync, W-2 & 1099
- 25 ZK proofs / month
- Priority support
Business
$649/mo billed annually
For multi-entity structures and fund admins
- 50 entities, unlimited books & users
- 100,000 transactions / month
- Multi-entity consolidation + IC elimination
- Consolidation proofs & settlement batching
- Compliance viewing keys & innocence proofs
- All ingestion adapters
- Approval workflows
- Payroll with 940/941 quarterly reports
- Unlimited ZK proofs
- API access (50k calls / day)
- Priority support
Enterprise
For global institutions
- Unlimited entities, books, & users
- Unlimited transactions & proofs
- Unlimited shielded volume
- Regulatory viewing key export
- Onchain governance registry (Ethereum & Base)
- Network-wide audit
- SSO / SAML
- Multi-jurisdiction data residency
- Custom ERP connectors & dedicated infra
- SLA guarantee with uptime commitment
- Dedicated CSM + onboarding
Trust & Security
Built to be trusted
Patent Pending
Provisional patent filed for triple-entry accounting with zero-knowledge proof generation and onchain anchoring.
Database-per-tenant isolation
Every organization gets its own isolated Postgres database. Your data never touches another tenant's infrastructure.
Built on proven infrastructure
Neon Postgres, Vercel edge network, Ethereum and Base for onchain anchoring. Enterprise-grade from day one.
Open API
Full REST API with OpenAPI spec. Build integrations, automate workflows, and extend the platform.
The books should speak for themselves.
Now the payments do too.
Private ETH and USDC payments. Interledger settlement between counterparties. Zero-knowledge proofs from transaction to statement. Join the public beta and be among the first to use end-to-end verifiable financial infrastructure.